BUILD • FUND • SCALE
Access Capital. Scale With a Real Plan
Get positioned for funding, strengthen your financial foundation, and make smarter decisions about what comes next.
Business Funding
Funding Readiness
Growth Strategy
No cost to start
Sacramento-based
Strategy-first approach
HOW EDP HELPS
Funding Is Part of the Strategy. Not the Entire Strategy.
01
BUSINESS FUNDING & CAPITAL
Get the Right Capital for the Right Reason
Need funding to launch, expand, purchase inventory, cover working capital, invest in marketing, hire, acquire equipment, or take advantage of an opportunity? We help business owners understand their funding position and pursue options that fit the business. Before applications go out, we look at the bigger picture.
DEPENDING ON YOUR SITUATION
Business lines of credit
Business credit cards
Startup funding
Working capital
Term financing
Equipment financing
Revenue-based funding
Other business capital solutions
02
BUSINESS & GROWTH CONSULTING
Getting Money Is Not the Same as Building a Business
Capital will not fix a business with no plan. EDP works with business owners who need more than funding. We help identify what is slowing the business down, where the opportunities are, and what should happen next. You bring us the business and the goal. We help you build the roadmap between the two.
DEPENDING ON YOUR SITUATION
Growth planning
Capital planning
Business structure
Financial positioning
Operational strategy
Revenue strategy
Funding preparation
Business credit strategy
Expansion planning
Strategic decision support
03
FUNDING & CREDIT READINESS
If You're Not Ready for Funding Yet, Let's Work on Why.
A denial does not always mean the business cannot get funded. The issue could be credit, utilization, revenue, cash flow, recent inquiries, business age, banking activity, existing debt, business structure, or simply pursuing the wrong funding product at the wrong time. The objective is bigger: build a stronger financial position for the opportunities you are pursuing.
DEPENDING ON YOUR SITUATION
Credit review
Utilization strategy
Revenue & cash flow review
Business age & structure
Banking activity review
Debt & inquiry review
Product-fit assessment
Readiness roadmap
MORE THAN BUSINESS FUNDING
Capital Helps You Grow. Strategy Helps You Use It Right
Getting approved is only one part of building a stronger business. EDP combines funding strategy, consulting, credit readiness, and growth planning so you make your next move with a clearer picture.
How much capital makes sense
What funding fits the business
Whether your profile is ready
What could hurt an approval
Where the money should go
What happens next
3
CORE SERVICE AREAS
1:1
DEDICATED STRATEGY CALL
100%
TAILORED TO YOUR BUSINESS
NEED BUSINESS FUNDING?
Before You Apply Again, Know What You're Working With.
A lot of owners start with applications. We start with the business — revenue, banking, credit, and what the capital is actually for.
EDP can help you:
Understand your current funding position
Identify issues limiting your options
Determine which funding paths deserve attention
Build a strategy around the use of capital
Plan what happens after funding
BUSINESS CONSULTING
What Happens After You Get the Money?
We don't stop the conversation once funding comes through. The bigger question is: what are we building with it? EDP helps owners think through the business behind the funding so capital supports growth.
More Leads
More Inventory
New Equipment
A Larger Team
A Second Location
Better System
Stronger Sales
A New Offer
An Acquisition
FUNDING READINESS
You Don't Just Want Funding. You Want to Become Fundable
A stronger business creates more options. We review what lenders evaluate — so you understand where you stand before the next move.
Business Structure
Time in Business
Revenue
Cash Flow
Business Banking
Personal Credit
Business Credit
Credit Utilization
Existing Debt
Recent Inquiries
Payment History
Use of Funds
CREDIT OPTIMIZATION
Credit Matters. But It's One Piece of the Funding Picture
When credit is the obstacle, EDP reviews the profile, identifies what needs attention, and builds a strategy around the larger funding goal. We're improving the financial profile with a purpose.
THAT MAY INCLUDE
Credit report review
Addressing eligible inaccurate reporting
Utilization strategy
Credit rebuilding
Positive credit development
Funding preparation
Ongoing credit optimization
WHERE ARE YOU RIGHT NOW?
Start With What You Need to Accomplish
I Need Business Funding
Capital for growth, operations, equipment, or inventory.
I Need to Become Funding Ready
Something in my profile may be holding me back.
I Need Help Growing
Strategy, direction, or help figuring out next steps.
I Need Help With My Credit
My personal credit is affecting my ability to qualify.
I'm Starting a Business
I need the right foundation before pursuing capital
I'm Not Sure What I Need
I know where I want to go, but need help finding the route.
THE EDP PROCESS
We Start With the Business, Not the Product
01
Tell Us What You're Building
What does the business do, where are you now, and what's getting in the way?
02
We Review Your Position
Business, revenue, banking, credit, and current financial position.
03
We Build the Strategy
Funding now, improve readiness, strengthen the business, or optimize credit.
04
We Help You Move Forward
Once the route is clear, we help you execute the right EDP solution.
WHY EDP MANAGEMENT GROUP
Because Funding Without a Plan Creates a Bigger Problem.
Capital can change a business — but only if the capital has a job. EDP looks at funding as part of a larger strategy: understanding what you're trying to accomplish before deciding what to apply for, fix, build, or invest in next.
YOU GET A TEAM FOCUSED ON
How much capital makes sense
Funding based on the business need
Credit optimization with a purpose
Clear next steps
Growth beyond the approval
EDGAR PONCE
FOUNDER & CONSULTANT
ERIKA GONZALEZ
PRINCIPAL ADVISOR
EDP MANAGEMENT GROUP
Business. Funding. Strategy.
What does this business need next?
Led by founder Edgar Ponce and principal advisor Erika Gonzalez, EDP looks at funding as part of a larger strategy. Sometimes the answer is capital. Sometimes it's credit. Sometimes a stronger foundation — or simply a better plan.
EDP MANAGEMENT GROUP
Let's Talk About Your Next Move.
Looking for funding, trying to become more fundable, or need help moving the company forward? Start with a conversation.
Prefer to talk it through first?
Tell us where the business is today and where you want it to go. We'll help you figure out the right next step — funding, readiness, credit, or strategy.
FUNDING IS A TOOL. BUILDING THE BUSINESS IS THE GOAL
What Does Your Business Need Next?
More capital? Better credit? A stronger funding profile? A clearer growth strategy? Start with the goal — we'll help you work backward from there.
EDP Management Group
Business. Funding. Strategy. We help owners get positioned for capital, strengthen their financial foundation, and build a plan for sustainable growth.
EDP Management Group provides business funding consulting, funding readiness, and related advisory services. Available products, eligibility requirements, approval decisions, amounts, rates, and terms vary by lender or funding provider. EDP does not guarantee funding or approval.
© 2026 EDP Management Group. All rights reserved.
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