Terms & Conditions
Last Update: 09/01/2026
Last Update: 10/02/2026
These Terms and Conditions (“Terms”) govern your use of the website, forms, online resources, scheduling tools, and client portal operated by EDP Management Group LLC (“Company,” “we,” “our,” or “us”).
Please read these Terms carefully before using our website or requesting services. Where you are asked to accept these Terms, your acceptance indicates that you have read and agree to them.
1. ELIGIBILITY
Our services are intended for individuals who are at least 18 years old and legally able to enter into an agreement.
If you act on behalf of a business, you represent that you have authority to provide information and enter into agreements on its behalf.
2. SERVICES & SCOPE
EDP Management Group provides information, consultations, and assistance relating to services that may include:
Business funding and funding readiness
Startup funding and business lines of credit
Business consulting
Business credit building
Credit education, optimization, and repair
Tradeline inquiries
Shelf corporation inquiries
Related educational resources and planning tools
Availability, eligibility, scope, pricing, and service requirements vary.
Submitting a form, booking a consultation, or accessing our website does not automatically establish a paid service relationship, guarantee acceptance into a program, or authorize a financial transaction.
Services requiring an agreement will be governed by a separate written agreement and applicable disclosures. If that agreement conflicts with these Terms concerning the specific service, the service agreement controls, subject to applicable law.
3. INFORMATION AND EDUCATIONAL RESOURCES
Website content, videos, playbooks, calculators, and other resources provide general information. They are not individualized legal, tax, investment, or accounting advice.
Recommendations depend on your circumstances and the scope of any services you purchase. You should consult appropriately licensed professionals when your decisions require their expertise.
4. NO GUARANTEE OF RESULTS
Results vary based on individual circumstances, information accuracy, participation, market conditions, and decisions made by independent third parties.
We do not guarantee:
A specific credit score or score increase
Removal of accurate, current, and verifiable credit information
Approval for funding, credit, a mortgage, or an auto loan
A particular funding amount, interest rate, or repayment term
A specific completion timeline
Business revenue, profitability, or financial performance
Testimonials and examples describe individual experiences and do not promise that you will achieve the same results.
5. FUNDING INQUIRIES AND APPLICATIONS
Submitting a funding inquiry does not constitute a credit approval, funding commitment, or binding offer.
Funding decisions and terms are determined by the applicable lender or funding provider. Additional applications, documentation, authorizations, underwriting, and agreements may be required.
Before accepting any funding product, you are responsible for reviewing its costs, repayment obligations, guarantees, collateral requirements, and other conditions.
Acceptance of these website Terms alone does not authorize a credit inquiry or the submission of applications on your behalf. Any necessary authorization will be requested separately.
6. CREDIT SERVICES AND CONSUMER RIGHTS
Credit-related services are subject to applicable federal and state laws.
Where required, we will provide a separate written service agreement, disclosures, and cancellation notices before services begin. Fees will only be requested or collected when permitted by applicable law.
You may dispute inaccurate credit information directly with credit reporting agencies without purchasing our services.
Nothing in these Terms waives or limits any nonwaivable consumer protection, cancellation right, refund right, or other remedy available under applicable law.
7. TRADELINES AND SHELF CORPORATIONS
Submitting a tradeline or shelf corporation intake form expresses interest only. It does not reserve a product, transfer ownership, establish an account relationship, or complete a purchase.
Any transaction requires confirmation of availability, applicable disclosures, and a separate agreement.
A tradeline does not guarantee a credit score change or lender approval. A corporation’s age does not establish operating history, revenue, creditworthiness, or funding eligibility.
You must accurately disclose business ownership, operating history, financial information, and account relationships when dealing with lenders, government agencies, or other third parties. Our services may not be used to misrepresent your identity, financial position, or business history.
8. YOUR RESPONSIBILITIES
You agree to:
Provide accurate, complete, and current information
Submit only information you are authorized to share
Promptly notify us of material changes relevant to your request
Review documents and communications before approving or signing them
Respond to reasonable requests needed to perform agreed services
Use designated secure channels for sensitive documents
Protect your client portal credentials
Do not submit passwords, Social Security Numbers, banking credentials, or sensitive identity documents through ordinary website messages, email, or text unless we have specifically designated an appropriate secure method.
Incomplete or inaccurate information may delay or prevent services.
9. CONSULTATIONS AND APPOINTMENTS
Consultation duration, price, scope, and any cancellation or rescheduling requirements will be disclosed during booking or in the applicable agreement.
Booking a consultation does not guarantee eligibility for other services or a particular outcome.
Any missed-appointment fee, refund restriction, or cancellation charge must be disclosed before you complete the booking and remains subject to applicable law.
10. FEES, PAYMENTS, CANCELLATIONS, AND REFUNDS
Applicable fees, payment schedules, deliverables, and cancellation or refund terms will be provided before you purchase a service.
These website Terms do not independently authorize charges, recurring billing, or automatic renewal.
Any recurring payment arrangement requires separate disclosure and authorization.
Cancellation and refund requests will be handled under your applicable service agreement and governing law. No provision of these Terms overrides mandatory cancellation rights or permits a fee prohibited by law.
11. COMMUNICATIONS AND SMS TERMS
When you request information or engage our services, we may communicate with you about your inquiry, appointments, account, or agreed services, as permitted by law.
Where you separately opt in, you may receive marketing calls, emails, or text messages, including messages sent using automated technology where disclosed.
For SMS communications:
Message frequency varies.
Message and data rates may apply.
Reply STOP to opt out of text messages.
Reply HELP for assistance, or contact us using the information below.
Consent to marketing messages is not a condition of purchasing services.
Carriers are not liable for delayed or undelivered messages.
After an SMS opt-out request, you may receive a confirmation message. You may also withdraw consent through other reasonable methods permitted by applicable law.
You may unsubscribe from marketing emails using the unsubscribe link provided in those emails. Necessary service communications may continue through permitted channels.
You represent that you are authorized to provide the contact details you submit and agree to notify us if your phone number changes.
12. PRIVACY AND PERSONAL INFORMATION
Our Privacy Policy explains how we collect, use, retain, share, and protect personal information.
Privacy Policy: Click Here
Acceptance of these Terms does not replace any separate consent or authorization required to access credit reports, share application information, or send marketing communications.
13. THIRD-PARTY SERVICES AND LINKS
Our website and communications may link to independent lenders, credit monitoring providers, payment processors, educational resources, or other third parties.
Third-party services are subject to their own agreements, eligibility requirements, fees, and privacy practices. We do not control their independent decisions or guarantee their availability or performance.
Where applicable, material affiliate or referral relationships will be disclosed with the relevant recommendation or offer.
14. INTELLECTUAL PROPERTY
Website text, branding, graphics, videos, templates, and other materials are owned by EDP Management Group or used with permission, unless otherwise stated.
You may access materials for personal use or your own internal business planning, subject to any terms provided with the resource.
You may not reproduce, resell, redistribute, or commercially exploit our materials without written permission, except as permitted by law.
15. PROHIBITED USE
You may not use our website or services to:
Submit false or misleading information
Impersonate another person or business
Commit fraud or facilitate unlawful activity
Gain unauthorized access to accounts or systems
Upload malicious software or interfere with website operation
Collect another person’s information without authorization
Infringe intellectual property or other legal rights
We may restrict website or portal access reasonably necessary to address misuse, security threats, or legal requirements, subject to applicable agreements and law.
16. WEBSITE AVAILABILITY AND LIABILITY
We make reasonable efforts to keep website information accurate and services accessible, but errors, interruptions, and technical problems may occur.
To the extent permitted by law, general website content is provided “as is” and “as available,” without warranties concerning uninterrupted availability or suitability for a particular purpose.
To the extent permitted by law, we are not liable for indirect or consequential losses arising solely from your use of general website content.
These provisions do not exclude liability for fraud, willful misconduct, gross negligence, breach of obligations that cannot legally be excluded, or any other liability that applicable law does not permit us to limit. They do not reduce obligations expressly undertaken in a separate service agreement.
17. QUESTIONS AND DISPUTES
If you have a concern about our website or services, please contact us using the details below so we can review it.
Contacting us informally does not prevent you from exercising legal rights, filing a complaint with a government agency, or pursuing remedies available under applicable law. It does not extend or shorten any legal filing deadline.
These Terms do not impose mandatory arbitration or waive your right to participate in a class action.
18. CHANGES TO THESE TERMS
We may update these Terms to reflect changes in our website, services, or legal requirements.
Updated Terms will display a revised effective date. We will provide additional notice or request renewed acceptance when required by law.
Changes will not retroactively alter an existing service agreement or accrued rights without a lawful basis and any required consent.
19. SEVERABILITY
If a provision of these Terms is found invalid or unenforceable, the remaining provisions will continue to apply to the extent permitted by law.
20. CONTACT INFORMATION
EDP Management Group LLC
1401 21st Street
Sacramento, CA 95811
Email: [email protected]
Phone: +1 (209) 292-5404
Explore Our Services
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About EDP
Meet the advisors behind your strategy.
EDP Management Group
Business. Funding. Strategy. We help owners get positioned for capital, strengthen their financial foundation, and build a plan for sustainable growth.
EDP Management Group provides business funding consulting, funding readiness, and related advisory services. Available products, eligibility requirements, approval decisions, amounts, rates, and terms vary by lender or funding provider. EDP does not guarantee funding or approval.
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